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Home Equity Loans & Lines

Put your home’s value to work with a home equity loan or line of credit (LOC). By borrowing against your home equity, you can pay for anything from home improvements and college tuition to debt consolidation and unexpected expenses.

Equity One Fixed Second Mortgage

  • 5-, 10-, 15- or 20-year terms
  • Low fixed rate
  • 80%, 90%, 100% Loan-To-Value (LTV) available including the first mortgage
  • Closing costs waived*
  • $453,100 maximum loan amount
  • Available to members in AL, CA, GA, IN, NC, OH & SC
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Equity Advantage Line of Credit

  • Competitive rates
  • Easy-to-access funds (via credit card, check or online banking)
  • Interest-only payments
  • Up to 100% LTV
  • No closing costs*
  • No annual or transaction fees
  • $450,000 maximum loan amount
  • Available to members in AL, CA, IN, OH & SC
  • Members with an existing Equity Reserve LOC can refinance for an Equity Advantage LOC
View Rates

* Closing cost fees deferred with funding of the loan. If the home equity loan or lines are closed within the first 24 months of initial funding, the actual closing costs incurred (up to $300) must be reimbursed to Honda FCU.

Equity Tools

Financial Resource Center

Home & Family Finance Center
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Budgeting Tool

This simple tool can help you quickly and easily plan your monthly expenses
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Home Equity

Tap Your Home's Equity
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