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Checking Accounts

Checking Account Features

For most people, a checking account is the financial account they’ll access more than any other. Such an important account needs to be one that looks out for your interests. At Honda Federal Credit Union, our checking accounts put you first, with fewer fees and more free features. Learn more about checking accounts.

Contactless Debit Cards

We are now providing Contactless debit cards (personal/business) to our members!

You will be receiving a contactless debit card if you are:

  • A new member requesting a debit card
  • Requesting a replacement card due to lost/stolen/damaged card
  • In a branch office requesting an Instant Issue card

Contactless cards are:

  • Safe - in the Era of COVID, contactless is a safe way to pay
  • Fast and easy -transactions take seconds
  • Secure - contactless/ chip transactions carry a unique code, protecting your personal information

For more information, please click here for Frequently Asked Questions.

New Benefit for your Honda FCU Visa Debit Card -  It will be automatically enrolled in the Visa Account Updater Service!

  • When your card expires or is lost/stolen and a new card is issued, the VAU service may update relevant card data (card number/expiration date) to update merchants who participate in VAU.
  • This service is provided as a free benefit to you, to help facilitate uninterrupted processing of your recurring payments, such as subscriptions, memberships, or utility companies, and is effective only after card activation.

Click Here for more information or to Opt Out, please call 800-634-6632.

REGULAR CHECKING

Checking kept simple

Dividend Rate

0.00%

APY1

0.00%

Minimum Balance

$0

Monthly Fee

None

INTEREST CHECKING

Earn interest on funds

Dividend Rate

0.03%

APY1

0.03%

Minimum Balance

$1,000

Monthly Fee

None (with minimum balance2)

PREMIER CHECKING

Best available interest

Dividend Rate

0.03%

APY1

0.03%

Minimum Balance

$10,000

Monthly Fee

None (with minimum balance2)

Additional Features

  • Visa Debit Card
  • Overdraft Protection
  • Direct Deposit
  • Shared Branching
  • Online/Mobile Bill Pay
  • e-documents

 

Additional Benefit Details

Overdraft Protection

Overdraft Protection

Protect your checking account from overdraft charges. Overdraft protection can draw from your savings account or Visa line of credit if your checking account has insufficient funds.3 You can also sign up for our Card Convenience Program which covers funds for a fee.4

Call to enroll 1-800-634-6632

Direct Deposit

Direct Deposit

Have your paycheck deposited automatically from your workplace. You can also take advantage of our Payroll Deduction Program, which lets you automatically split your paycheck to different accounts, such as your savings and individual retirement accounts.

Honda associates, please call your local branch to enroll.

Family members, please contact your HR department.

Shared Branches

Shared Branches

With our shared branch and ATM network, you can access your Honda FCU account at credit unions and fee-free ATMs across the country.

Find a location near you.

Order Checks

Order Checks

Need checks? Order check by:

 

FREQUENTLY ASKED CHECKING QUESTIONS

Checkbook

Checking Account Basics

Get an overview of checking accounts, including lessons on features and debit vs. credit cards.

Learn More

1 Annual Percentage Yield

2 If balance falls below minimum requirement in any given month, a fee will be assessed for that month.

3 Per Regulation D, overdraft protection from a savings account is limited to six transfers per month. Funds are transferred in $50 increments.

4 The Card Convenience Program is only for members who don’t already have overdraft protection from their savings account or Visa line of credit.