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Savings Accounts

Savings Account Features

Whether you’re saving money for a vacation, a wedding, holiday shopping or simply a rainy day, a savings account can help. Each savings account at Honda Federal Credit Union comes with helpful online tools, competitive rates and more. Learn more about savings accounts.

Regular Savings & Secondary Savings

For savings goals, emergencies and more.

Dividend Rate

0.05%

APY3

0.05%

Minimum Balance

$5

Monthly Fee

None

Holiday Savings Club

 

Save all year and withdraw on Nov. 14

Dividend Rate

 1.05%

APY3

1.05%

Minimum Balance

$5

Monthly Fee

None

Premier Savings

 

Maximize your returns on larger balances.

Dividend Rate

 0.05%

APY3

 0.05%

Minimum Balance

$10,000 

Monthly Fee

None (with minimum balance1)

Additional Features

  • Competitive interest rate
  • Interest compounded daily, paid monthly
  • Funds are insured up to $250,0002
  • Payroll deduction

Ready to open a membership account?

Open Now

Additional Benefit Details

Online & Mobile Banking

Digital & mobile banking

Digital Banking makes managing finances on your computer or smart device easy! Once you're signed up, you can view balances, open accounts, transfer funds and more.

Ready to sign up for Online Banking? Speak with one of our Member Service Representatives at 1-800-634-6632.

Direct Deposit

Direct Deposit

Have your paycheck deposited automatically to a Regular or Premier Savings account directly from your workplace. You can also take advantage of our Payroll Deduction Program, which lets you automatically split your paycheck to different accounts, such as your checking, savings and individual reqirement accounts.

Honda associates, please call your local branch to enroll.

Family members, please contact your HR department.

Shared Branches

Shared Branches

With our shared branch and ATM network, you can access your Honda FCU account at credit unions and fee-free ATMs across the country.

Find a location near you

Frequently asked savings questions

Savings Account Basics

 

Savings Account Basics

Get an overview of savings accounts, including lessons on setting savings goals and how to choose a savings account.

1 If your Premier Savings Account balance falls below $10,000, a service charge of $25 will be assessed. Members are allotted six withdrawals per month.

2 Funds are insured up to $250,000 through the National Credit Union Administration (NCUA) and an additional $250,000 are insured through American Share Insurance (ASI).

3 APY = Annual Percentage Yield. Terms and conditions subject to change. Rates may vary.

4 Initial deposit of $5 is required to open a Holiday Savings Club Account. Money will be transfered to regular savings account on November 1 of each year the Holiday Savings Club account is open. Any withdrawal from the Holiday Savings Club Account prior to November 1 will result in the balance being transfered to your Regular Savings Account, and a penalty of all dividends paid from November of the previous year will be assessed. If the Holiday Savings Club Account is closed or if a withdrawal is made during the month of December, a penalty of dividends paid from November of the same year will be assessed. A dividend rate of 1% above the HFCU regular savings rate and APY is paid on that portion of your average daily balance that is $2,500 or less. The regular savings rate is paid on that portion of your average daily balance that is greater than $2,500.