Isn’t it always the right time of year for a tax break? Individual Retirement Accounts (IRAs) give you many choices and can help you keep more of your hard-earned money. The key questions are, should you go with a Traditional IRA or Roth IRA? Or add a 529 college savings account?
You expect to pay a tip and delivery fee when ordering food for delivery – especially when you've got a nighttime craving. That's just the cost of convenience. But it might be costing more than you think by ordering from your favorite restaurants via delivery app.
You may be paying hefty – and in some cases – hidden fees for using these services. Estimates on how much more you pay vary depending on where you live, which app you use and the restaurant you choose.
Typically, you'll be charged a percentage of the restaurant's food costs, but there's more. Restaurants, especially some large chain restaurants, may hike the price of meals ordered through delivery apps.
Extra fees might be added for ordering during peak hours, when driver availability is limited, or for getting something small like a sandwich. And don't forget to include sales tax. When you add it all up, the markup on using food delivery apps could be taking a big bite out of your budget!
Who could have accurately/fully/successfully planned for 2020? This was a tough year. Looking forward, we need to take what we learned from this year and apply it to 2021. It is not likely that we will see another year like this one (hopefully), but if we stick to our New Year’s resolutions and avoid overspending during the holidays we can be better prepared for 2021.
2020 has been a year that most of us want to forget. Between fears of COVID-19 and its financial toll on our economy, we’ve had to change the ways we live, in big ways and small. Through it all, one aspect of our lives is not changing—the holidays are still coming. By planning ahead now, you’ll be ready for them. At Honda FCU we can help you look at your options and still make this a holiday to remember. Here’s a checklist to help you cope with the stresses for what could be the most challenging holiday season in memory.
Even in tough times, one group of professionals never slows down. They are the fraudsters, grifters and cybercriminals who are always aiming for their next victim. They make it their business to know the latest technologies and angles for potential fraud. If you take action to protect yourself, your and loved ones and your family, you do not have to become a victim. Here are five ways to prevent fraud and theft over the holidays.
Beware - scammers are always on the hunt for new ways to get your money quickly. The faster they get their hands on it, the harder it is for you to get your money back
What can you do to keep scam artists away from your hard-earned funds?
Maybe you think falling for a phishing scam is something only your grandparents should worry about? Guess again.
How to navigate finances in uncertain teams.
Fake check scams are on the rise, affecting more than 500,000 victims and costing billions of dollars a year. Here's what you need to know to protect your money.