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Rates

When you’re considering a big financial purchase or savings option, your loan or deposit rate is a large part of the decision-making process.

HFCU’s competitive products

  • Vehicle Loans
    New Automobiles (2019 and Newer)
    TermAPR* (As low as)
    48 Months2.94%
    66 Months3.19%
    72 Months3.69%
    84 Months4.19%
    Used Automobiles
    TermAPR* (As low as)
    66 Months3.44%
    72 Months3.94%
    Motorcycles
    TermAPR* (As low as)
    60 Months3.99%
    66 Months4.49%
    Dirt Bikes, ATV, PWC
    TermAPR* (As low as)
    60 Months4.49%
    66 Months4.99%
    Boats
    TermAPR* (As low as)
    72 Months4.99%
    73-144 Months5.49%
    Utility Trailers, Tractors, Snowmobiles, Airplanes
    TermAPR* (As low as)
    60 Months6.99%
    61-144 Months7.49%
    Unsecured
    TermAPR* (As low as)
    60 Months8.99%
    *APR = Annual Percentage Rate. Rates may vary.
  • Credit Cards
    Visa Classic
    Credit LimitAPR* (As low as)
    $500 - $7,50010.50%
    Visa Gold
    Credit LimitAPR* (As low as)
    $5,000 - $25,0009.90%
    *APR = Annual Percentage Rate. Rates may vary.
  • Mortgages
    Equity One Second Mortage - Fixed
    Loan to ValueAPR* (As low as)
    80%5.25%
    90%6.25%
    100%8.00%
    Equity One - Fixed
    Loan to ValueAPR* (As low as)
    80%5.25%
    90%6.25%
    100%8.00%
    Equity Advantage Line of Credit - Fixed
    Loan to ValueAPR* (As low as)
    80%4.25%
    90%5.00%
    100%5.50%
    *APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

    **This is a variable rate plan, APR may change quarterly. Maximum APR is 18.00%. Minimum APR is 3.50%. Must carry insurance on the property.
  • Savings
    Account TypeDividend RateAPY*Minimum Deposit
    Regular0.25%0.25%$5
    Holiday1.25%1.25%$5
    Premier0.30%0.30%$10,000
    IRA0.65%0.65%$5
    *APY = Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
  • Money Market
    Account TypeDividend RateAPY*Balance
    0.45%0.45%$2,500 - $9,999.99
    0.70%0.70%$10,000 - $24,999.99
    0.95%0.95%$25,000 - $49,999.99
    1.10%1.11%$50,000 or more
    Investor's Advantage1.30%1.32%$100,000 or more
    *APY = Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
  • Checking
    Account TypeDividend RateAPY*Minimum Deposit
    Interest0.20%0.20%$1,000
    Premier0.25%0.25%$10,000
    *APY = Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
  • Certificates
    Savings Certificates
    TypeRateAPY*TermMinimum Deposit
    Flex Executive2.25%2.27%10 Months$100,000
    Flex Premier2.00%2.02%10 Month$10,000
    Flex Regular1.80%1.83%10 Months$1,000
    Regular2.70%2.74%5 Years$500
    Regular2.00%2.03%3 Years$500
    Regular1.85%1.88%2 Years$500
    Regular1.80%1.83%1 Year$500
    Regular0.85%0.85%6 Months$500
    Premier2.90%2.94%5 Years$10,000
    Premier2.25%2.27%3 Years$10,000
    Premier2.10%2.12%2 Years$10,000
    Premier2.00%2.02%1 Year$10,000
    Premier1.05%1.06%6 Months$10,000
    Executive3.20%3.25%5 Years$100,000
    Executive2.45%2.48%3 Years$100,000
    Executive2.30%2.32%2 Years$100,000
    Executive2.25%2.27%1 Year$100,000
    Executive1.20%1.21%6 Months$100,000
    Coverdell Education2.90%2.94%5 Years$500
    Coverdell Education2.25%2.27%3 Years$500
    Coverdell Education2.10%2.12%2 Years$500
    Coverdell Education2.00%2.02%1 Year$500
    IRA Certificates
    TypeRateAPY*TermMinimum Deposit
    Traditional2.90%2.94%5 Years$500
    Traditional2.25%2.27%3 Years$500
    Traditional2.10%2.12%2 Years$500
    Traditional2.00%2.02%1 Year$500
    Traditional Executive3.20%3.25%5 Years$100,000
    Traditional Executive2.45%2.48%3 Years$100,000
    Traditional Executive2.30%2.32%2 Years$100,000
    Traditional Executive2.25%2.27%1 Year$100,000
    Roth2.90%2.94%5 Years$500
    Roth2.25%2.27%3 Years$500
    Roth2.10%2.12%2 Years$500
    Roth2.00%2.02%1 Year$500
    Roth Executive3.20%3.25%5 Years$100,000
    Roth Executive2.45%2.48%3 Years$100,000
    Roth Executive2.30%2.32%2 Years$100,000
    Roth Executive2.25%2.27%1 Year$100,000
    *APY = Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
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To Apply For a Loan
Call (800) 634-6632
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Call: 1-800-634-6632 Routing Number: 322275746

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-634-6632 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.

 

Honda FCU is registered with the Nationwide Mortgage Licensing System & Registry (NMLS#: 709435)

Copyright © 2020 Honda Federal Credit Union

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