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Rates

When you’re considering a big financial purchase or savings option, your loan or deposit rate is a large part of the decision-making process.

HFCU’s competitive products

  •  Vehicle Loans
    New Automobiles (2018 and newer)
    Term APR* (As low as)
    48 Months 3.09%
    66 Months 3.34%
    72 Months 3.84%
    84 Months 4.34%
    Used Automobiles
    Term APR* (As low as)
    66 Months 3.59%
    72 months 4.09%
    Motorcycles
    Term APR* (As low as)
    60 Months 3.99%
    66 Months 4.49%
    Dirt Bikes, ATV, PWC
    Term APR* (As low as)
    60 Months 4.49%
    66 Months 4.99%
    Boats
    Term APR* (As low as)
    72 Months 4.99%
    144 Months 5.49%
    Utility Trailers, Tractors, Snowmobiles, Airplanes
    Term APR* (As low as)
    60 Months 6.99%
    72 Months 7.49%
    144 Months 7.49%
    Unsecured
    Term APR* (As low as)
    60 Months 8.99%
  •  Credit Cards
    VISA Classic
    Credit Limit APR* (As low as)
    $500 - $7,500 10.50%
    VISA Gold
    Credit Limit APR* (As low as)
    $5,000 - $25,000 9.90%
  •  Mortgages
    Equity One Second Mortgage - Fixed
    Loan To Value APR* (As low as)
    80% 5.25%
    90% 6.25%
    100% 8.00%
    Equity One - Fixed
    Loan To Value APR* (As low as)
    80% 5.25%
    90% 6.25%
    100% 8.00%
    Equity Reserve Line of Credit - Variable
    Loan To Value APR* (As low as)
    80% 5.00%
    90% 5.75%
    100% 6.25%
  •  Savings
    Account Type Dividend Rate APY* Minimum Deposit
    Regular .30% .30% $5
    Holiday 1.30% 1.30% $5
    Premier .35% .35% $10,000
    IRA .65% .65% $5
  •  Money Market
    Account Type Dividend Rate APY* Balance
    .45% .45% $2,500 - $9,999.99
    .70% .70% $10,000 - $24,999.99
    .95% .95% $25,000 - $49,999.99
    1.10% 1.11% $50,000 or more
    Investor's Advantage 1.30% 1.32% $100,000 or more
  •  Checking
    Account Type Dividend Rate APY* Minimum Deposit
    Interest .25% .25% $1,000
    Premier .30% .30% $10,000
  •  Certificates
    Savings Certificates
    Type Rate APY* Term Minimum Deposit
    Flex Executive 2.25% 2.27% 10 Months $100,000
    Flex Premier 2.00% 2.02% 10 Months $10,000
    Flex Regular 1.80% 1.83% 10 Months $1,000
    Regular 2.70% 2.74% 5 Years $500
    Regular 2.00% 2.03% 3 Years $500
    Regular 1.85% 1.88% 2 Years $500
    Regular 1.80% 1.83% 1 Year $500
    Regular .85% .85% 6 Months $500
    Premier 2.90% 2.94% 5 Years $10,000
    Premier 2.25% 2.27% 3 Years $10,000
    Premier 2.10% 2.12% 2 Years $10,000
    Premier 2.00% 2.02% 1 Year $10,000
    Premier 1.05% 1.06% 6 Months $10,000
    Executive 3.20% 3.25% 5 Years $100,000
    Executive 2.45% 2.48% 3 Years $100,000
    Executive 2.30% 2.32% 2 Years $100,000
    Executive 2.25% 2.27% 1 Year $100,000
    Executive 1.20% 1.21% 6 Months $100,000
    Coverdell Education 2.90% 2.94% 5 Years $500
    Coverdell Education 2.25% 2.27% 3 Years $500
    Coverdell Education 2.10% 2.12% 2 Years $500
    Coverdell Education 2.00% 2.02% 1 Year $500
    IRA Certificates
    Type Rate APY* Term Minimum Deposit
    Traditional 2.90% 2.94% 5 Years $500
    Traditional 2.25% 2.27% 3 Years $500
    Traditional 2.10% 2.12% 2 Years $500
    Traditional 2.00% 2.02% 1 Year $500
    Traditional Executive 3.20% 3.25% 5 Years $100,000
    Traditional Executive 2.45% 2.48% 3 Years $100,000
    Traditional Executive 2.30% 2.32% 2 Years $100,000
    Traditional Executive 2.25% 2.27% 1 Year $100,000
    Roth 2.90% 2.94% 5 Years $500
    Roth 2.25% 2.27% 3 Years $500
    Roth 2.10% 2.12% 2 Years $500
    Roth 2.00% 2.02% 1 Year $500
    Roth Executive 3.20% 3.25% 5 Years $100,000
    Roth Executive 2.45% 2.48% 3 Years $100,000
    Roth Executive 2.30% 2.32% 2 Years $100,000
    Roth Executive 2.25% 2.27% 1 Year $100,000
*APR = Annual Percentage Rate. Rates may vary.
*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

**This is a variable rate plan, APR may change quarterly. Maximum APR is 18.00%. Minimum APR is 3.50%. Must carry insurance on the property.
*APY = Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
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Call: 1-800-634-6632 Routing Number: 322275746

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-634-6632 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.

 

Honda FCU is registered with the Nationwide Mortgage Licensing System & Registry (NMLS#: 709435)

Copyright © 2019 Honda Federal Credit Union

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