Member Advantage Points

What Are They?
Earn Member Advantage Points* with every purchase on your Visa Gold or Business Visa card to redeem for Cash Back**, airline tickets, cruises, entertainment certificates, Amusement Parks  or other merchandise. Every dollar you spend gives you a point to redeem.

Earn 5x Bonus Points
Through the Perks Point Mall area of the Rewards site, shop over 500 top national and regional merchants and be rewarded even more. You will earn 5x points on all purchases made online using your rewards card after selecting the links to the merchants through the Perks Points Mall. Many merchants offer exclusive discounts on top of the bonus points. Why not reward yourself for shopping at your favorite online merchants? You must follow the links provided and use your rewards card to earn bonus points.

To Sign Up
To register your card for the program, simply click on the Member Advantage Points logo below and click on the “Register” button to begin.

Points are good for five years from the time you earn them, and your points account is updated monthly.

Redemption
Redemption is easy. Click on the item you want from the rewards site, add it to your shopping cart, and check out. It’s that simple. Items will be shipped within two to six weeks. You can also call 866-878-6509 to redeem your points. Shipping and handling costs are included in the redemption points. Customer Service and ordering is available 24/7, and travel reservations can be made Monday-Friday, 7:30 am to 9:00 pm CST.

*Points are not earned on Cash Advances or Balance Transfers.  Points expire after 5 years.  Points are only earned on net purchases.  Business Visa credit cards on Corporate Accounts are not eligible for point redemption.
**Any point redemption requests for cash back cannot be cancelled/refunded. Cash back redemption will be posted to your Primary Savings within 7-10 business days.

member advantage points

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