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Credit Cards

Get the convenience you want in a credit card with great benefits and no annoying fees or surprises. Our Visa Credit Card is loaded with attractive features and worldwide acceptance that makes it easy to pay wherever you go. Apply for a credit card by phone at 1-800-634-6632 or visit a local branch to learn more.

Frequently Asked Questions


Explore Smart Ways to Borrow

Say goodbye to fees. There’s no annual fee and no fees for balance transfers or cash advances with our Visa cards. And you won’t get hit with high rates on cash advances either — the cash advance interest rate is the same as the purchase rate.

Say hello to convenience. There’s a 25-day grace period for purchases, and making payments on time is a snap with automatic deduction from your Honda FCU checking or savings account. Plus, you can use your card for overdraft protection on your Honda FCU checking account.

Verified By Visa - Are you looking to register your Visa Credit Card with our Verified By Visa service?  Look no further! All of our Visa Credit Cards are automatically enrolled with this protection service!  No further action is required.

Visa Classic


Great for everyday spending

  • Credit lines up to $7,500
  • Low fixed rates of 10.50% to 18.00% annual percentage rate (APR)

Visa Gold


A credit card with rewards

  • Credit lines from $5,000 up to $25,000
  • Low introductory rate of 6.9% APR for the first 6 months
  • Low fixed 9.9% APR after introductory period
  • Earn Member Advantage Reward Points on purchases to redeem for cash back, gift cards, travel and more*
  • Travel benefits, including Purchase Protection and Travel Accident Insurance

Member Rewards Points

VISA Gift Card


A gift they will love

  • Gift card can be loaded with $5 to $750 at your local branch
  • $3.95 activation fee per card
  • Accepted worldwide, anywhere Visa Debit Cards are accepted
  • Unique card design shows your special connection to Honda
  • Registered cards are replaceable if lost or stolen
  • Register your card at
Vehicle Loans

Get low-rate vehicle loans when you finance a new or used car, truck, motorcycle, boat, RV or ATV. Read more

Mortgage & Home Equity

Compare mortgage interest rates and choose a home loan that’s right for your home purchase or refinance. Read more


Borrow money for home repairs, a new computer, a vacation or other expenses with a low, fixed-rate anything loan. Read more

Simplify your finances

Take advantage of the convenience of online and mobile banking with Honda Federal Credit Union.Learn More

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