Vehicle Loans
Fund your car, truck, motorcycle, boat, RV or ATV purchase.
Whether you’re buying new or used, you can finance your next vehicle through Honda FCU. Or if you’re unhappy with your current loan, we offer competitive refinancing terms as well.
Our Rates
Term | APR* (As low as) | Estimated payment per $1000 |
48 Months | 5.95% | $23.47 |
66 Months | 6.45% | $18.05 |
75 Months | 6.95% | $16.48 |
84 Months | 7.45% | $15.32 |
Term | APR* (As low as) | Estimated payment per $1000 |
66 Months | 6.70% | $18.17 |
75 Months | 7.50% | $16.75 |
Term | APR* (As low as) | Estimated payment per $1000 |
60 Months | 6.99% | $18.32 |
66 Months | 7.49% | $18.34 - $16.77 |
Term | APR* (As low as) | Estimated payment per $1000 |
60 Months | 6.99% | $18.32 |
66 Months | 7.49% | $18.34 - $16.77 |
Term | APR* (As low as) | Estimated payment per $1000 |
72 Months | 7.99% | $17.56 |
73-144 Months | 8.49% | $17.62 - $11.12 |
Term | APR* (As low as) | Estimated payment per $1000 |
60 Months | 9.99% | $21.29 |
61-84 Months | 10.49% | $21.27 - $ 16.90 |
Features of our Vehicle Loans include:
- 100% financing.
- Competitive rates.
- Terms up to 84 months.
- Choose a secured loan for a lower rate or an unsecured loan to have no collateral.
- Optional automatic payments with payroll deduction or account transfers.
- Zero processing fees or prepayment penalties.
- Debt protection program option available.


Congratulations North Main Motors Inc.!
Honda Federal Credit Union would like to congratulate North Main Motors Inc. in Marysville, OH for being named the 2024 Ohio Quality Dealer of the Year by the Ohio Independent Auto Dealer Association (OIADA).
North Main Motors Inc. was selected from more than 5,300 licensed dealers througout Ohio and were awarded this based on their professionalism, financial stability and support of their community, CEO Lisa Marshall of North Main Motors will represent Ohio and the OIADA at the National Independent Automobile Dealers Association (NIADA) in June 2024 in Las Vegas. She will compete against all the other state award winners from around the country for the title of National Quality Dealer of the Year.
Ohio Dealernet Auto
Acura Columbus in DublinBellefontaine Motor Sales in Bellefontaine
Bill Marine Auto Group in Springfield
Braden Ford in Wapakoneta
Buckeye Ford in London
Buds Chevrolet in St. Marys
Buds Chrysler, Dodge, Jeep in Celina
C&N Motor Cars LLC in Marysille
Chapman Ford
Chesrown Chevrolet Buick GMC
Coughlin Chevrolet in Marysville
Coughlin Chrysler Jeep Dodge Ram in Marysville
Dave Carothers Custom Auto Sales in Bellefontaine
Dave Kehl Chevrolet in Mechanicsburg
Erwin Chrysler Dodge Jeep in Troy
Evans Chevrolet Buick GMC
Forman Auto Sales LLC in Franklin
Germain Chevrolet Buick GMC Cadillac of Sidney
Germain Chrysler Dodge Jeep Ram Fiat of Sidney
Germain Ford of Sidney
Germain Honda of Beavercreek
Germain Honda of Dublin
Honda Marysville
Hugh White Honda in Columbus
Integrity Ford of Bellefontaine, OH
Jeff Wyler Acura of Dayton
Joe Morgan Honda
John Hinderer Honda in Heath
Josh’s All Under Ten LLC in Elida
Kerns Chevrolet Buick GMC in Celina
Kerns Ford in Celina
Kerns Ford in St. Mary's
Liberty Motors in West Liberty
Lima Auto Mall in Lima
Lindsay Acura in Columbus
Lindsay Buick GMC
Lindsay Honda in Columbus
Mathews Dodge Chrysler Jeep in Marion
Mathews Ford in Marion
Mathews Honda in Marion
Mathews Hyundai in Marion
McDaniel Chevrolet in Marion
McDaniel Toyota in Marion
MIG Chrysler Dodge Jeep Ram in Bellefontaine
Neeley Automotive in Bellefontaine
North Main Motors in Marysville
Performance Chrysler Jeep Dodge in Columbus, OH
Performance Chrysler Jeep Dodge Ram in Delaware
Performance Luxury Sport in Marysville, OH
Platinum Auto in Minster
Platinum Motors LLC in Heath
Reser Motorsales in Urbana
Rino's Auto Sales in Celina
Roush Honda in Westerville
Serra Acura in Akron
Serra Chevrolet in Akron
Serra Honda in Akron
Sherry Chrysler Dodge Jeep Inc. in Piqua
St. Marys Chrysler, Plymouth, Dodge and Jeep
Steve Austin's at the Lake in Lakeview
Steve Austin's Auto Group in Bellefontaine
SVG Urbana LLC in Urbana
Tom "Ahl For Less" in Lima
Tom Ahl Buick GMC in Lima
Tom Ahl Chrysler Dodge in Lima
Tom Ahl Hyundai in Lima
Toy Barn in Dublin
Toyota Direct in Columbus
Voss Honda in Tipp City
White Allen Honda in Dayton
White's Ford in Urbana
White's Honda of Lima
Ohio Dealernet Motorcycle and ATV
Buckeye City MotorsportsHonda Marysville Motorsports
Honda Powersports in Troy
Lima Harley-Davidson in Lima
Ohio Cycle Worx in Lima
Pony Powersports Group in Westerville, OH
Ride 1 Powersports in Springfield
Ohio Dealernet Boat and RV
Bud's Marine in HuntsvilleDurnell's RV Sales Inc. in Lakeview
Matthews RV Supercenter in Marion
MIG RV and Marine Super Center Inc in Bellefontaine, OH
Spend A Day Marina in Russells Point
Alabama Dealernet Auto
Bill Stanford AutomotiveBrannon Honda in Birmingham
Cooper Chevrolet Buick in Anniston
H.M. Freeman Motors Inc. in Gadsden
King Acura in Birmingham
M&M Auto Sales in Lincoln
Sam Boswell Honda Gadsden
Sunny King Ford in Anniston
Sunny King Honda in Anniston
Sunny King Toyota in Anniston
Tameron Honda
Town & Country Ford in Pell City
Indiana Dealernet Auto
Acra BuyRight Auto in GreensburgAcra Chrysler Dodge Ram Jeep in Greensburg
Acra Pre-Owned Superstore in Columbus
Acra Pre-Owned Superstore in Shelbyville
Ed Martin Acura in Indianapolis
Ed Martin Honda in Indianapolis
Fleetwood Chevrolet Buick
Honda of Fishers
Hubler Acura in Greenwood
Hubler Honda in Taylorsville
Indy Honda in Indianapolis
Russ Hubler Ford in Greensburg
Scripture Auto Inc. in Greensburg
True Blue Auto in Greensburg
Wetzel Honda in Richmond
Indiana Dealernet Motorcycle and ATV
Dreyer Honda South in WhitelandGreensburg Motorsports in Greensburg

Vehicle Loan Basics
Before you buy your next vehicle, brush up on the terminology you’ll want to know.
Protect Your Loan
Honda FCU can be your financial safeguard against the unexpected. We offer optional debt protection* on all of our consumer loans: vehicle/personal/credit card loans.
Debt protection offers the peace of mind in knowing your loan payment is covered in the event of disability due to injury/illness/involuntary unemployment or death.
Value of our Debt Protection Program:
• It’s easy – Simply ask for this option when you apply for your consumer loan.
• It’s budget-friendly – Comfortably fits into your monthly payment.
• It puts you at ease – Rest easy, knowing you may be taken care of in any unexpected situation/event.
For additional program information, please click here.
Click here to submit a claim. If you prefer, call 1-800-621-6323 to begin the process and a CUNA Mutual Group** Claims Specialist will guide you through the process.
*Honda FCU does not offer debt protection on our real estate products. Your purchase of our Debt Protection Program is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of our program?You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.** CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company.
Unique ID & Copyright - DP-3415586.1-0121-0423. CUNA Mutual Group ©2021, All Rights Reserved.
Frequently asked vehicle questions
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*APR = Annual percentage rate. Rates may vary.
† Source: Carfax.