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Credit Cards

Convenience without the fees or surprises

Whichever Honda FCU Visa Credit Card you choose, you’ll enjoy the following benefits:

  • No annual fees, balance transfer fees or cash advance fees.
  • Cash advance interest rates are the same as the purchase interest rate.
  • 25-day grace period for purchases.
  • Make automatic payments from your Honda FCU Checking or Savings Account.
  • Smart chip technology for added security and fraud protection.

Not sure how credit cards and debit cards compare? Need help understanding APR? Learn more about credit cards.

Visa Classic

APR* (As Low As)


Credit Limit

$500 - $7,500



Additional Benefits


Terms and Conditions

Visa Gold

APR* (As Low As)


Credit Limit

$5,000 - $25,000


 Earn Member Advantage 
Reward Points on every purchase

Additional Benefits

Travel benefits, including Purchase Protection and Travel Accident Insurance

Terms and Conditions

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Visa Gift Card

Give a gift they will love. A Visa Gift Card can be used anywhere Visa is accepted, making it the gift that can please anyone on your list.



  • Load between $5 to $750 at your local Honda FCU branch.
  • $3.95 activation fee per card.
  • Accepted worldwide, anywhere Visa Debit Cards are accepted.
  • Unique Honda design.
  • Registered cards are replaceable if lost or stolen.
Gift Credit Card

Additional Benefit Details

Man in Ribbon

Member Rewards Points

Visa Gold cardholders can enjoy the benefits of Member Advantage Points. As you make purchases, you’ll earn points that can go toward hundreds of rewards.

Reward Options:

  • Cash back
  • Merchant gift cards
  • Visa prepaid cards
  • Merchandise
  • Flights and hotel stay discounts
  • Experiences, like cooking classes or hot air balloon rides
  • Tickets for concerts, theme parks and sports games
  • Charitable donations

Visit the rewards site.

Shield with Check mark

Overdraft Protection

Protect your checking account from overdraft charges. Overdraft Protection can draw from your Savings Account or Visa Credit Card if your Checking Account has insufficient funds.

To enroll, call 1-800-634-6632


Visa Alerts

Visa Purchase Alerts help reduce fraud and monitor spending. This free service sends customized alerts to you via text or email when your Visa card is used for purchases over a certain amount, outside the country and more.

Sign up for Visa Purchase Alerts.

Credit Gift Card

Credit card basics

Get an overview of how credit cards work and how to compare credit card offers.

* APR = Annual Percentage Rate. Rates may vary. Offers are subject to change.