In these unsettling times, many people wonder how the financial crisis will
affect them. Honda Federal Credit Union wants you to know that it has no exposure to
investments in Subprime mortgages or other types of risky financial derivatives. Our ‘investments’ have been in loans to
you, our members.
Unlike other financial institutions, our focus remains on Honda Associates and
members of their families. And, in Honda fashion, we manage our business in a conservative manner.
As of calendar year-end 2007, the loss ratio on our loan portfolio was a very low
0.25% of assets and the ratio of delinquent loans to total loans was only 0.34%. The
industry average for credit unions was 0.46% and 0.88% respectively. For complete
Honda FCU financial information, click HERE.
Please be assured that, for the past 40 years, Honda Federal Credit Union has and continues to be a solid and reliable financial institution for Associates and family members. If you have any concerns or
questions, please contact Jim Updike, President and CEO, at jupdike@hondafcu.org
Honda FCU puts the ball in your court with vehicle loan rates as low as 5.49% APR!*
You will not pass on these great benefits::
- Rates as low as 5.49% APR*
- NO processing fees
- NO pre-payment penalties
- Financing up to 120%**
- Convenient automatic payments and payroll deduction options
- Fast and simple application process
If a vehicle loan rate as low as 5.49% APR* isn’t reason enough to finance through Honda FCU, we made the deal even better with a chance to win a $100 Gas Card!*** Hurry and beat the buzzer! This offer ends on March 31st.
*APR refers to Annual Percentage Rate. 5.49% APR is based upon a new or used Honda/Acura auto purchase or refinance. Rates based on approved credit. Not all members are eligible. Current Honda FCU loans are not eligible for refinance offer.
**120% financing is based on credit history and new auto purchases only. Not all members will be eligible.
***Four winners will be randomly selected. The “100 Honda FCU Gas Card Sweepstakes is open to all members. The promotion is valid from 2/1 – 3/31/08. Entries received after 3/31/08, 11:59 p.m. PST will not be eligible for the sweepstakes. For official rules and regulations, please call 1-800-634-6632.
URGENT - EMAIL FRAUD ! There is a current email scam being sent to members.
The email asks to activate an online form from AMERICA'S CREDIT UNION.
This is email is FRAUD. Do not click on any of the links and do not fill out
any documents from this email. If you receive this email delete it immediately:
***********************************************
From: servive@ncua.org [mailto:servive@ncua.org]
Sent: Tuesday, January 08, 2008 8:38 AM
Subject: Inportant Messeges-America`s Credit Union
Importance: High
Dear FCU/CU account holder
this notice informs you that your CREDIT UNION bank has joined our AMERICA'S CREDIT
UNION ( NCU/FCU/CU ) network .For both, ours and your security, we are asking you
to activate an online account on our database fill the form to activate your online
account by clicking on the link bellow.
cuna.org/update_profile/index.asp
In accordance with AMERICA'S CREDIT UNION User Agreement, you can use your online
account in 24 hours after activation. We thank you for your prompt attention this matter.
Sincerely
AMERICA'S CREDIT UNION review Department
In accordance with AMERICA'S CREDIT UNION User Agreement, you can use your online
account in 24 hours after activation. We thank you for your prompt attenttionto this
matter.
Sincerly AMERICA'S CREDIT UNION review Department
This site is directed at or made available to persons in the United States and
Credit Union customers only. Persons outside the United States may visit Credit
Unions on line. Products and services described, as well as associated fees, charges,
interest rates, and balance requirements may differ among geographic locations.
Not all products and services are offered at all locations.
Copyright © 2005 - Credit Union National Association, Inc
**********************************************************
If you have any questions or concerns, please call us at 1-800-63-Honda (1-800-634-6632)
or visit one of our branch offices.
"LIFE IS GREAT! I didn't set up an IRA account for myself way back when. So now I get to move in with my son's inlaws. Sweet!"
If you’re scared of turning into this guy, call Honda Federal Credit Union today. We have several savings options that offer different tax advantages – so you get more for your money. Speak to a Member Service Representative today about these great savings and investment choices:
- Traditional IRA – With this type of retirement account, if you earn $50,000 a year and make the $5,000 maximum contribution, you’ll only be taxed as if you made $45,000.*
- Roth IRA – With this type of IRA, your contributions are not deductible, but you will not be taxed on any withdrawals made, including earnings, once you reach 59 1/2 years of age or older.*
- Coverdell Education Savings Accounts (ESA) – This type of account allows the holder to put away up to $2,000 a year, which may be withdrawn tax free as long as the proceeds are used to pay for a wide range of eligible education expenses including secondary or elementary school costs such as tuition, transportation, or uniforms!
18% Off Sprint PCS Service and 14% Off Nextel Service!
Sprint has joined with Honda FCU to offer members 18% Sprint and 14% Nextel discounts on monthly service to both new and existing Sprint and Nextel customers. The sky is no longer the limit! If you activate a new line of service from now until Dec 31st, you can also get a FREE Airline Companion ticket. For complete details click on the Sprint icon located on the homepage location on the right side of the page.
Honda FCU members have access to the latest phones and rate plan options on the nation’s largest wireless network, including:
- Free Camera, TV & Music Phones*
- Free Mobile Broadband Cards*
- Phone Upgrade / Replacement Programs
- Unlimited Nights & Weekends (7pm on Weekdays)
- Latest GPS, Weather, and Chat applications
To order phones, services & get your discounts, call 1-800-211-3028
or order online by clicking on the Sprint PCS icon.
*Requires new activation or upgrade eligible service for free phone offers.
Click on the Sprint PCS icon for full offer details.
