Establishing and maintaining savings is a very important part of any good family finance plan. Typically, a family should have at least 3 to 6 months of take-home pay saved in an account that can be liquidated quickly and at minimal cost. This cushion will ensure that you and your family can withstand any emergency, short-term illness, job change, or unexpected housing expense.

Regular Savings:
With great features like a competitive rate, a $5.00 minimum balance requirement, ATM access, interest calculated daily, and paid monthly, and a convenient quarterly statement, this is the perfect account for your everyday needs.

Secondary Savings:
Open as many Secondary Savings Accounts as you like to assist you and your family with saving for special purchases or events. There is a $5.00 minimum balance requirement if opened through eShares. No minimum balance required to open the account if opened at the branch or over the phone.

Holiday Savings Club:
Set aside funds throughout the year to be ready for your holiday shopping. With the Holiday Savings Club, there are no maintenance fees and it only takes $5 to open an account. The balance of your account will be available to you by November 1 of each year once the account is opened.  By saving a set amount each pay period, you’ll be able to afford everything on your wish list without paying any interest!  And you’ll earn 1%* above our current regular savings rate on the money you save!

Premier Savings Account:
Maximize the returns on your larger balances with our Premier Savings Account.  With a minimum balance of $10,000** you’ll earn more over time with our high-yield market rates, yet still have the ability to withdraw each month.

Peace of Mind:
We're the safest place to put your savings dollars because the funds deposited at Honda Federal Credit Union are insured up to $250,000 by the National Credit Union Administration (NCUA), an agencyof the federal government, backed by the full faith and credit of the U.S.A.

But we don't stop there! We insure an additional $250,000 through the American Share Insurance (ASI),a private insurance company.

Other Products and Services:
Honda Federal Credit Union offers a full range of savings products designed to provide either easy access or attractive interest earnings. To open a savings account you can log in to Internet Banking click on eShares and open your account, call us at 1-800-63-Honda (1-800-634-6632) or drop by any of our local branch locations. We also offer other types of savings accounts such as Money Market Accounts, Share Certificates or basic retirement savings vehicles designed to assist you in planning for your family's future. If you are not a member and would like to apply for membership you can click on the "Interested in Membership" Link located on our homepage, call us at 1-800-63-Honda (1-800-634-6632) or drop by any of our local branch locations.

*Initial deposit of $5.00 is required to open a Holiday Savings Club Account. Save all year long. Money will be transferred to regular savings account on November 1 of each year the Holiday Savings Club Account is open. Any withdrawal from the Holiday Savings Club account prior to November 1 will result in the balance being transferred to your Regular Savings Account, and a penalty of all dividends paid from November of the previous year will be assessed. If the Holiday Savings Club account is closed or if a withdrawal is made during the month of December, a penalty of dividends paid from November of the same year will be assessed. A dividend rate of 1% above the HFCU regular savings rate and APY is paid on that portion of your average daily balance that is $2,500 or less. The regular savings rate is paid on that portion of your average daily balance that is greater than $2,500.