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Imagination is Good. REALITY IS BETTER!
Turn your wishes into REALITY! If there was one small piece of plastic that could turn some of your wishes into reality, you’d want it right? GOOD NEWS – it can happen with a VISA Credit Card from Honda FCU!

VISA Gold Card
Our Gold card has it all – plus a few extras:

• 6.9 % APR* Introductory Rate
• No annual fee
• No cash advance fees
• Credit lines up to $25,000
• Member Advantage Points Program

• Low, fixed rates
• No annual fee
• No Cash Advance fees
• Credit lines up to $7500
• Convenient automatic payments

**APR refers to Annual Percentage Rate. For VISA Gold Credit Cards your account will be subject to an Introductory Rate of 6.90% for the 6-month period immediately following the date that your account is established. After the 6-months your account will go to a fixed 9.90% interest rate.

All VISA Credit Cards are subject to approval. For more details about our program, visit our Convenience Services page under Products and Services at www.hondafcu.org. Variable interest rates may apply. For details, call 1.800.63.Honda (1.800.634.6632).

Turn your HOME into your Dream Home!
If you are a current homeowner, using the equity in your home has never been easier with Honda FCU’s Equity One Fixed-Rate Loan or Equity Reserve Line of Credit! Whether you want to upgrade your home, take a vacation or consolidate bills, Honda FCU’s Equity One fixed-rate loan is perfect for you! Maybe you are looking for a little cushion in case of an emergency; if so, our Equity Reserve Line of Credit may be just the thing for you.

Our Equity One FIXED-RATE Loan offers:

• 80%, 90% and 100% loan-to-value levels available*
• No closing costs**
• A choice of 5, 15, of 20 year repayment options
• Payroll deduction options that save you even more money

• Credit lines up to 100% of your home’s value
• No Annual fee
• No closing costs**
• An adjustable rate as low as 7.00% APR†
• Easy line access with Equity Reserve VISA card.

*Each of the Equity One Fixed-Rate Loan LTV’s has different rate structures. Rates are subject to change. Available for properties located in AL, CA, IN, GA, OH, NC and SC, primary residences only.
**Closing cost fees waived with funding of the loan. If the home equity loan or lines are closed within 24 months of initial funding, $300 in closing costs fees must be reimbursed to Honda FCU. Honda FCU is an Equal Housing and Opportunity Lender.
†The Equity Reserve Line of Credit is an adjustable-rate line of credit. Rate changes can occur on a quarterly basis as a result of movement in the Prime Rate, which is the rate index used for this adjustable-rate loan. The current rate will be in effect until July 20, 2008. The Equity Reserve Line of Credit offers three (3) loan-to value levels: 80%, 90% and 100%. Each level has different interest rate margins (expressed as a function of prime) and interest rate floors. Available for properties located in AL, CA, OH, and SC, primary residences only.

1/2 % off your Honda FCU vehicle loan rate will be music to your ears.
Finance or refinance your vehicle with Honda FCU and you will be entered to win an iPod!* This deal has never sounded so good. Whether you need to finance or refinance** a new or used auto, motorcycle, ATV, boat or RV, Honda FCU’s vehicle loan rates are leaps and bounds above the rest!

What a treat! Check out these great benefits:

• Save with ½% off your vehicle loan rate†
  
• NO processing fees
  
• Financing up to 120%††
  
• Flexible payment options
  
• Fast and simple application process
  

Whether you are looking to purchase a vehicle or refinance† with a better rate, Honda FCU can help! Call one of our friendly Member Service Representatives today at 1-800-63-Honda (1-800-634-6632) or to apply online, visit us at www.hondafcu.org and select eLoans within your Internet Banking.
Hurry, this deal ends on May 30, 2008.

*Four (4) iPod winners will be randomly selected. For official rules and restrictions, please contact your local branch or call us at 1-800-63-Honda (1-800-634-6632).
**Refinancing is not available on current Honda FCU loans.
†1/2% rate discount is based on credit history, not all members will be eligible.
††120% financing is based on credit history. Not all members will be eligible.

EMAIL SCAM CALLED "IRS - Economic Stimulus Refund Program" This is another email scam that is going around that states it's from the IRS. This email requests your personal information. This email is NOT from the IRS. Delete this message immediately if you receive it. Here is a sample of the email:

****************************************

From: Internal Revenue Service [mailto:revenue@irs.us.gov]
Sent: Tuesday, May 06, 2008 9:56 AM
To: undisclosed-recipients
Subject: IRS - Economic Stimulus Refund Program
Importance: High

Over 130 million Americans will receive refunds as part of President Bush program to jumpstart the economy.

Our records indicate that you are qualified to receive the 2008 Economic Stimulus Refund.

The fastest and easiest way to receive your refund is by direct deposit to your checking/savings account.

Please follow the link and fill out the form and submit before May 10th, 2008 to ensure that your refund will be processed as soon as possible.

Submitting your form on May 10th, 2008 or later means that your refund will be delayed due to the volume of requests we anticipate for the Economic Stimulus Refund.

To access Economic Stimulus Refund, please click here.

NOTE: If you received this message in you SPAM/BULK folder, that is because of the large amount of e-mails we are sending out or because of the restrictions implemented by your ISP.

© Copyright 2008, Internal Revenue Service U.S.A. All rights reserved.

18% Off Sprint PCS Service and Nextel Service!
Sprint has joined with Honda FCU to offer members 18% Off Sprint and Nextel's monthly service to both new and existing Sprint and Nextel customers. The sky is no longer the limit! For complete details click on the Sprint icon located on the homepage located on the right side of the page.

Honda FCU members have access to the latest phones and rate plan options on the nation’s largest wireless network, including:

• Free Camera, TV & Music Phones*
  
• Free Mobile Broadband Cards*
  
• Phone Upgrade / Replacement Programs
  
• Unlimited Nights & Weekends (7pm on Weekdays)
  
• Latest GPS, Weather, and Chat applications
  

To order phones, services & get your discount, call 1-800-211-3028
or order online by clicking on the Sprint PCS icon.

*Requires new activation or upgrade eligible service for free phone offers.
Click on the Sprint PCS icon for full offer details.