Rates

Rates are as of April 19, 2014. Loan rates shown are those in effect July 1, 2013, and may be subject to change at any time without notice. Your rate will be determined by your past credit performance.

Deposit rates in effect since November 1, 2012:

New and Used Auto
Term Annual Percentage Rate (APR)1
New Auto and Honda Associate Purchase Plan2 48 Months1 1.99 - 16.49%
  66 Months2 2.24 - 16.74%
  72 Months2 2.74 - 3.49%
Used/Other/Refinance Purchases 66 Months 2.49 - 16.99%
  72 Months 2.99 - 3.74%
1.25% discount for 48 mos or less-New only
2Associate Rates include discount. An Associate Purchase is the purchase of a new/used vehicle made by an Associate of AHM, HAM, HMA, HSC, HTM, HPE or other qualifying subsidiaries through the company Associate Purchase Program. The purchase of a Honda vehicle by an Associate, not made through the company Associate Purchase program, does not qualify.
New and Used Motorcycles
Term Annual Percentage Rate (APR)
Honda Associate Purchase Plan1 60 Months 2.74 - 17.24%
  66 Months 3.24 - 4.24%
Used/Other/Refinance Purchases 60 Months 2.99 - 17.49%
  66 Months 3.49 - 4.49%
1Associate Rates include discount. An Associate Purchase is the purchase of a new/used vehicle made by an Associate of AHM, HAM, HMA, HSC, HTM, HPE or other qualifying subsidiaries through the company Associate Purchase Program. The purchase of a Honda vehicle by an Associate, not made through the company Associate Purchase program, does not qualify.

New and Used Dirt Bikes, ATV, PWC
Term Annual Percentage Rate (APR)
Honda Associate Purchase Plan 60 Months 3.24 - 17.74%
  66 Months 3.74 - 4.74%
Used/Other/Refinance Purchases 60 Months 3.49 - 17.99%
  66 Months 3.99 - 4.99%

New and Used Boats, Recreational Vehicles **Rate Special!
Term Annual Percentage Rate (APR)
72 Months 4.99 - 17.99%
73 - 144 Months1 5.49 - 6.49%
1Minimum $20,000
New and Used Airplanes, Utility/Farm Tractors, Secured Non-titled
Term Annual Percentage Rate (APR)
60 Months 6.99 - 17.99%
61-144 Months1 7.49 - 9.49%
1Minimum $20,000
Unsecured
Term Annual Percentage Rate (APR)
60 Months 8.99 - 18.00%

VISA
Annual Percentage Rate (APR)
VISA Classic (25 day grace period) 10.50 - 18.00%
VISA Gold (25 day grace period) 9.90%
Equity One Fixed Second Mortgage (15 yr)1
Loan to Value Annual Percentage Rate (APR)
80% 5.75 - 8.125%
90% 6.75 - 9.125%
100% 8.50 - 11.625%
1Minimum $12K. Discount of .50% for 5 year term, $5K minimum. Increase of .50% for 20 year term, $20K minimum.
Equity Reserve Line of Credit
Loan to Value Annual Percentage Rate (APR)
80% 4.00%
90% 6.25%
100% 7.25%

HFCU First Mortgages

For HFCU First Mortgage rates, please visit our Mortgage center by clicking on the icon below:
Mortgage Center
*Associate Rates include discount. An Associate Purchase is the purchase of a new/used vehicle made by an Associate of AHM, HAM, HMA, HSC, HTM, HPE or other qualifying subsidiaries through the company Associate Purchase Program. The purchase of a Honda vehicle by an Associate, not made through the company Associate Purchase program, does not qualify.

**Minimum $20,000

***Minimum $12K. Discount of .50% for 5 year term, $5K minimum. Increase of .50% for 20 year term, $20K minimum.

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