Rates

Deposit rates are in effect as of November 14, 2016 and Loan rates in effect as of September 01, 2016, and may be subject to change at any time without notice. Your rate will be determined by your past credit performance. 

Savings12/23/15
Dividend Rate Annual Percentage Yield (APY)1 Minimum Deposit
Regular Savings2 0.10% 0.10% $5
Holiday Savings Club3 1.09% 1.10% $5
Premier Savings 0.10% 0.10% $10,000
IRA Savings 0.35% 0.35% $5
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
2Including Secondary Savings and Advantage 15 Savings.
3Rate is paid on the portion of your average daily balance that is $2500 or less

Money Market12/23/15
Dividend Rate Annual Percentage Yield (APY)1
$2,500 - $9,999.99 0.20% 0.20%
$10,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.45% 0.45%
$50,000 or more 0.55% 0.55%
Investor's Advantage 2 0.65% 0.65%
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
2Investor's Advantage is a separate money market account that requires the account to be opened and a minimum balance of $100,000.
Checking12/23/15
Dividend Rate Annual Percentage Yield (APY) Minimum Deposit
Interest Checking 0.05% 0.05% $1,000
Premier Checking 0.05% 0.05% $10,000

Flex Savings Certificates11/14/2016
Rate APY Term Minimum Deposit
0.85% 0.85% 10 Months $100,000
0.80% 0.80% 10 Months $10,000
0.75% 0.75% 10 Months $1,000

Regular Savings Certificates12/23/15
Rate APY1 Term Minimum Deposit
2.00% 2.02% 5 Years $500
1.35% 1.36% 3 Years $500
1.00% 1.01% 2 Years $500
0.75% 0.75% 1 Year $500
0.35% 0.35% 6 Months $500
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Premier Savings Certificates12/23/15
Rate APY1 Term Minimum Deposit
2.05% 2.07% 5 Years $10,000
1.40% 1.41% 3 Years $10,000
1.05% 1.06% 2 Years $10,000
0.80% 0.80% 1 Year $10,000
0.40% 0.40% 6 Months $10,000
       
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Executive Savings Certificate12/23/15
Rate APY1 Term Minimum Deposit
2.10% 2.12% 5 Years $100,000
1.45% 1.46% 3 Years $100,000
1.10% 1.11% 2 Years $100,000
0.85% 0.85% 1 Year $100,000
0.50% 0.50% 6 Months $100,000
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Traditional IRA Certificates12/23/15
Rate APY1 Term Minimum Deposit
2.05% 2.07% 5 Years $500
1.40% 1.41% 3 Years $500
1.05% 1.06% 2 Years $500
0.80% 0.80% 1 Year $500
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Traditional Executive IRA Certificates12/23/15
Rate APY1 Term Minimum Deposit
2.10% 2.12% 5 Years $100,000
1.45% 1.46% 3 Years $100,000
1.10% 1.11% 2 Years $100,000
0.85% 0.85% 1 Year $100,000
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
Roth IRA and Coverdell Education Savings Certificates12/23/15
Rate APY Term Minimum Deposit
2.05% 2.07% 5 Years $500
1.40% 1.41% 3 Years $500
1.05% 1.06% 2 Years $500
0.80% 0.80% 1 Year $500
Roth Executive IRA Certificates12/23/15
Rate APY1 Term Minimum Deposit
2.10% 2.12% 5 Years $100,000
1.45% 1.46% 3 Years $100,000
1.10% 1.11% 2 Years $100,000
0.85% 0.85% 1 Year $100,000
1APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. A penalty will be imposed for early withdrawal from term share accounts. Terms and conditions subject to change. Rates may vary.
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  • Federally Insured by NCUA
  • Equal Housing Lender
  • America's Credit Unions
  • American Share Insurance
Honda FCU is registered with the Nationwide Mortgage Licensing System & Registry (NMLS#: 709435)