Mortgage & Equity

little girl with stuffed animal

Mortgage Center is your source for first mortgages and equity loans. Using our easy online interface, you'll be able to complete your application, check status and more.

  • Apply for a first mortgage home loan
  • Check the status of your application
  • Check daily rates
  • Get a quote on estimated closing costs
  • Have rates sent to your e-mail address
  • Access to online calculator
  • FAQs

Honda Federal Credit Union's first mortgage lending service is available to members in all 50 states.

To access Mortgage Center, click on the icon below.

Mortgage CenterSecond Mortgages

When it comes to second mortgages, you have two products to choose from. Visit one of our branches or call 1-800-634-6632 (1-800-63-Honda) and we’ll help you select the one that best fits your needs.

Equity One Fixed Second Mortgage

  • $417,000 maximum loan amount
  • 5-, 15- or 20-year terms
  • Low fixed rate
  • 80%, 90%, 100% Loan-To-Value (LTV) available including the first mortgage
  • Closing costs waived*
  • Available to members in AL, CA, IN, OH, NC, SC, GA

Equity Reserve Line of Credit

  • $417,000 maximum loan amount
  • Competitive rates
  • Up to 100% LTV
  • Closing costs waived*
  • Available to members in AL, CA, IN, OH, SC
  • Easy funds accessibility
  • Click here to read brochure on "What you should know about Home Equity Lines of Credit"
  • Click here to read Honda FCU's Home Equity Product Specific Disclosure

* Closing cost fees deferred with funding of the loan. If the home equity loan or lines are closed within the first 24 months of initial funding, the actual closing costs incurred (up to $300) must be reimbursed to Honda FCU.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-634-6632 for assistance. Also, all products, services and information available on this website are also available at any of our physical branches, where we would be happy to assist you further.
Part of the Family
  • Federally Insured by NCUA
  • Equal Housing Lender
  • America's Credit Unions
  • American Share Insurance
Honda FCU is registered with the Nationwide Mortgage Licensing System & Registry (NMLS#: 709435)