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Mortgage & Equity

Whether you want to buy a new home, refinance your mortgage or tap your home equity, we can guide you through the process.

Home Equity Loans

Use your home equity to borrow money for home improvements, college tuition, debt consolidation and other financial goals. A home equity line of credit can also be used for unexpected expenses that come up. Visit a branch or call us at 1-800-634-6632 to learn more about the advantages of using your home equity.

Mortgage Center


Buying a new home is a big step! Before making a decision about financing a home, you want to see the big picture and ask questions about what’s right for you. Visit our Mortgage Center to get started and complete your application online.

  • Apply for a first home loan
  • Check the status of your mortgage application
  • Compare daily mortgage interest rates
  • Get a quote on estimated closing costs
  • Sign up for mortgage rate alerts via email
  • Use our online mortgage calculators

Mortgage Center

Equity One Fixed Second Mortgage

  • 5-, 10-, 15- or 20-year terms
  • Low fixed rate
  • 80%, 90%, 100% Loan-To-Value (LTV) available including the first mortgage
  • Closing costs waived*
  • $453,100 maximum loan amount
  • Available to members in AL, CA, GA, IN, NC, OH & SC

View Rates

Equity ADVANTAGE Line of Credit

  • Competitive rates
  • Easy to access funds
  • Up to 100% LTV
  • Closing costs waived*
  • $450,000 maximum loan amount
  • Available to members in AL, CA, IN, OH & SC
  • View brochure: What You Should Know About Home Equity Lines of Credit
  • View disclosure: Honda FCU’s Home Equity Product Specific Disclosure

View Rates

* Closing cost fees deferred with funding of the loan. If the home equity loan or lines are closed within the first 24 months of initial funding, the actual closing costs incurred (up to $300) must be reimbursed to Honda FCU.

Home Mortgage Tools

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