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Credit Cards

Convenience without the fees or surprises

Whichever Honda FCU Visa Credit Card you choose, you’ll enjoy the following benefits:

  • No annual fees, balance transfer fees or cash advance fees.
  • Cash advance interest rates are the same as the purchase interest rate.
  • 25-day grace period for purchases.
  • Make automatic payments from your Honda FCU Checking or Savings Account.
  • Smart technology for added security and fraud protection.
  • Sign up for FREE Visa Alerts! Click here to sign up!
  • Debt protection program option available.

Not sure how credit cards and debit cards compare? Need help understanding APR? Learn more about credit cards.

 

CONTACTLESS CREDIT CARDS

We are providing Contactless Credit Cards to our members!

You will be receiving a contactless credit card if you are:

  • A member who was approved and awaiting your new credit card.
  • Requesting a replacement card due to lost/stolen/damaged card
  • In a branch office requesting an Instant Issue card

Contactless cards are:

  • Safe – contactless tap and pay transactions is the safe way to pay
  • Fast and easy -transactions take seconds
  • Secure - contactless/ chip transactions carry a unique code, protecting your personal information.

Click here for Frequently Asked Questions

New Benefit for your Honda FCU Visa Credit Cards - Cards will be automatically enrolled in the Visa Account Updater Service!

When your card expires or is lost/stolen and a new card is issued, the VAU service may update relevant card data (card number/expiration date) to update merchants who participate in VAU.
This service is provided as a free benefit to you, to help facilitate uninterrupted processing of your recurring payments, such as subscriptions, memberships, or utility companies, and is effective only after card activation.

Click Here for more information or to Opt Out, please call 800-634-6632.

Honda FCU can be your financial safeguard against the unexpected.  We offer optional debt protection* on all of our consumer loans: vehicle/personal/credit card loans. 

Debt protection offers the peace of mind in knowing your loan payment is covered in the event of disability due to injury/illness/involuntary unemployment or death.

Value of our Debt Protection Program:

• It’s easy – Simply ask for this option when you apply for your consumer loan.

• It’s budget-friendly – Comfortably fits into your monthly payment.

• It puts you at ease – Rest easy, knowing you may be taken care of in any unexpected situation/event.

For additional program information, please click here.

Click here to submit a claim.  If you prefer, call 1-800-621-6323 to begin the process and a TruStage** Claims Specialist will guide you through the process.

*Honda FCU does not offer debt protection on our real estate products. Your purchase of our Debt Protection Program is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of our program?You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.** TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company. Payment protection products include debt protection products available through your credit union that are administered by CUN

Unique ID & Copyright - DP-3415586.1-0121-0423.  CUNA Mutual Group ©2021, All Rights Reserved.

Visa Classic

APR* (As Low As)

 10.50%

Credit Limit

$500 - $7,500

Rewards

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Additional Benefits

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Terms and Conditions

Visa Gold

APR* (As Low As)

9.90%

Credit Limit

$5,000 - $25,000

Rewards

 Earn Member Advantage 
Reward Points on every purchase

Additional Benefits

Travel benefits, including Purchase Protection and Travel Accident Insurance

Terms and Conditions

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Visa Gift Card

Give a gift they will love. A Visa Gift Card can be used anywhere Visa is accepted, making it the gift that can please anyone on your list.

 

Features:

  • Load between $5 to $750 at your local Honda FCU branch.
  • $3.95 activation fee per card.
  • Accepted worldwide, anywhere Visa Debit Cards are accepted.
  • Unique Honda design.
  • Registered cards are replaceable if lost or stolen.
Gift Credit Card

Additional Benefit Details

Man in Ribbon

Member Rewards Points

Visa Gold cardholders can enjoy the benefits of Member Advantage Points. As you make purchases, you’ll earn points that can go toward hundreds of rewards.

Reward Options:

  • Cash back
  • Merchant gift cards
  • Visa prepaid cards
  • Merchandise
  • Flights and hotel stay discounts
  • Experiences, like cooking classes or hot air balloon rides
  • Tickets for concerts, theme parks and sports games
  • Charitable donations

Visit the rewards site.

Shield with Check mark

Overdraft Protection

Protect your checking account from overdraft charges. Overdraft Protection can draw from your Savings Account or Visa Credit Card if your Checking Account has insufficient funds.

To enroll, call 1-800-634-6632

Check

Visa Alerts

Visa Purchase Alerts help reduce fraud and monitor spending. This free service sends customized alerts to you via text or email when your Visa card is used for purchases over a certain amount, outside the country and more.

Sign up for Visa Purchase Alerts.

Credit Gift Card

Credit card basics

Get an overview of how credit cards work and how to compare credit card offers.

* APR = Annual Percentage Rate. Rates may vary. Offers are subject to change.