Rates are subject to change without notice
 ates as of .
For the Dividend
periods effective November 1, 2009, the following rates are in effect:
| |
Dividend Rate |
|
Annual Percentage
Yield
(APY)* |
|
Minimum Deposit |
| Regular
Savings |
0.20% |
|
0.20% |
|
$5 |
| "NEW" Holiday Savings Club |
1.20% |
|
1.21% |
|
$5 |
| Premier
Savings |
0.25% |
|
0.25% |
|
$10,000 |
| IRA
Savings |
0.75% |
|
0.75% |
|
$5 |
| |
|
|
|
|
|
| Money
Market |
0.45% |
|
0.45% |
|
$2,500 |
| Premier
Money Market |
0.65% |
|
0.65% |
|
$10,000 |
| Premier
Deluxe Money Market |
0.80% |
|
0.80% |
|
$25,000 |
| Premier
Elite Money Market |
1.00% |
|
1.00% |
|
$50,000 |
| Investor's
Advantage |
1.14% |
|
1.15% |
|
$100,000 |
| |
|
|
|
|
|
| Interest
Checking |
0.10% |
|
0.10% |
|
$1,000 |
| Premier
Checking |
0.15% |
|
0.15% |
|
$10,000 |
Certificate
Rates effective
November 1, 2009
| Regular
Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.06% |
3.10% |
5
Years |
$500 |
| 2.33% |
2.36% |
3
Years |
$500 |
| 1.98% |
2.00% |
2
Years |
$500 |
| 1.39% |
1.40% |
1
Year |
$500 |
| 0.95% |
0.95% |
6
Months |
$500 |
| Regular
Bump-Up Savings Certificate |
| 1.39% |
1.40% |
10 Months |
$1,000 |
| |
|
|
|
| Premier
Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.11% |
3.15% |
5
Years |
$10,000 |
| 2.37% |
2.40% |
3
Years |
$10,000 |
| 2.03% |
2.05% |
2
Years |
$10,000 |
| 1.49% |
1.50% |
1
Year |
$10,000 |
| 1.09% |
1.10% |
6
Months |
$10,000 |
| Premier
Bump-Up Savings Certificate |
| 1.49% |
1.50% |
10 Months |
$10,000 |
| |
|
|
|
| Executive Savings Certificate |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.20% |
3.25% |
5
Years |
$100,000 |
| 2.47% |
2.50% |
3
Years |
$100,000 |
| 2.13% |
2.15% |
2
Years |
$100,000 |
| 1.59% |
1.60% |
1
Year |
$100,000 |
| 1.19% |
1.20% |
6
Months |
$100,000 |
| Executive Bump-Up Savings Certificate |
| 1.59% |
1.60% |
10 Months |
$100,000 |
| |
|
|
|
| Traditional
IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.11% |
3.15% |
5
Years |
$500 |
| 2.37% |
2.40% |
3
Years |
$500 |
| 2.03% |
2.05% |
2
Years |
$500 |
| 1.49% |
1.50% |
1
Year |
$500 |
| |
|
|
|
| Traditional
Executive IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.20% |
3.25% |
5
Years |
$100,000 |
| 2.47% |
2.50% |
3
Years |
$100,000 |
| 2.13% |
2.15% |
2
Years |
$100,000 |
| 1.59% |
1.60% |
1
Year |
$100,000 |
| |
|
|
|
| Roth
IRA and Coverdell Education Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.11% |
3.15% |
5
Years |
$500 |
| 2.37% |
2.40% |
3
Years |
$500 |
| 2.03% |
2.05% |
2
Years |
$500 |
| 1.49% |
1.50% |
1
Year |
$500 |
| |
|
|
|
| Roth
Executive IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.20% |
3.25% |
5
Years |
$100,000 |
| 2.47% |
2.50% |
3
Years |
$100,000 |
| 2.13% |
2.15% |
2
Years |
$100,000 |
| 1.59% |
1.60% |
1
Year |
$100,000 |
| |
|
|
|
Your
savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government
*APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. Terms and conditions subject to change. Rates may vary.
|
|
