Rates are subject to change without notice
 ates as of .
For the Dividend
periods effective February 1, 2012, the following rates are in effect:
| |
Dividend Rate |
|
Annual Percentage
Yield
(APY)* |
|
Minimum Deposit |
| Regular
Savings** |
0.10% |
|
0.10% |
|
$5 |
| Holiday Savings Club |
1.09% |
|
1.10% |
|
$5 |
| Premier
Savings |
0.10% |
|
0.10% |
|
$10,000 |
| IRA
Savings |
0.35% |
|
0.35% |
|
$5 |
| |
|
|
|
|
|
| Money
Market |
|
|
|
|
$2,500 |
$2,500 - $9,999.99
|
0.10% |
|
0.10% |
|
|
$10,000 - $24,999.99
|
0.25% |
|
0.25% |
|
|
$25,000 - $49,999.99
|
0.35% |
|
0.35% |
|
|
$50,000 or more
|
0.45% |
|
0.45% |
|
|
| Investor's
Advantage |
0.55% |
|
0.55% |
|
$100,000 |
| |
|
|
|
|
|
| Interest
Checking |
0.05% |
|
0.05% |
|
$1,000 |
| Premier
Checking |
0.05% |
|
0.05% |
|
$10,000 |
Certificate
Rates effective
February 1, 2012
| Regular
Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 1.93% |
1.95% |
5
Years |
$500 |
| 1.04% |
1.05% |
3
Years |
$500 |
| 0.75% |
0.75% |
2
Years |
$500 |
| 0.50% |
0.50% |
1
Year |
$500 |
| 0.35% |
0.35% |
6
Months |
$500 |
| |
|
|
|
| Premier
Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 1.98% |
2.00% |
5
Years |
$10,000 |
| 1.09% |
1.10% |
3
Years |
$10,000 |
| 0.80% |
0.80% |
2
Years |
$10,000 |
| 0.55% |
0.55% |
1
Year |
$10,000 |
| 0.35% |
0.35% |
6
Months |
$10,000 |
| |
|
|
|
| Executive Savings Certificate |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 2.03% |
2.05% |
5
Years |
$100,000 |
| 1.14% |
1.15% |
3
Years |
$100,000 |
| 0.85% |
0.85% |
2
Years |
$100,000 |
| 0.60% |
0.60% |
1
Year |
$100,000 |
| 0.45% |
0.45% |
6
Months |
$100,000 |
| |
|
|
|
| Traditional
IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 1.98% |
2.00% |
5
Years |
$500 |
| 1.09% |
1.10% |
3
Years |
$500 |
| 0.80% |
0.80% |
2
Years |
$500 |
| 0.55% |
0.55% |
1
Year |
$500 |
| |
|
|
|
| Traditional
Executive IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 2.03% |
2.05% |
5
Years |
$100,000 |
| 1.14% |
1.15% |
3
Years |
$100,000 |
| 0.85% |
0.85% |
2
Years |
$100,000 |
| 0.60% |
0.60% |
1
Year |
$100,000 |
| |
|
|
|
| Roth
IRA and Coverdell Education Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 1.98% |
2.00% |
5
Years |
$500 |
| 1.09% |
1.10% |
3
Years |
$500 |
| 0.80% |
0.80% |
2
Years |
$500 |
| 0.55% |
0.55% |
1
Year |
$500 |
| |
|
|
|
| Roth
Executive IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 2.03% |
2.05% |
5
Years |
$100,000 |
| 1.14% |
1.15% |
3
Years |
$100,000 |
| 0.85% |
0.85% |
2
Years |
$100,000 |
| 0.60% |
0.60% |
1
Year |
$100,000 |
| |
|
|
|
Your
savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government
*APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. Terms and conditions subject to change. Rates may vary.
**Including Secondary Savings and Advantage 15 Savings.
|
|
