Rates are subject to change without notice
 ates as of .
For the Dividend
periods effective February 1, 2010, the following rates are in effect:
| |
Dividend Rate |
|
Annual Percentage
Yield
(APY)* |
|
Minimum Deposit |
| Regular
Savings |
0.20% |
|
0.20% |
|
$5 |
| Holiday Savings Club |
1.20% |
|
1.21% |
|
$5 |
| Premier
Savings |
0.25% |
|
0.25% |
|
$10,000 |
| IRA
Savings |
0.75% |
|
0.75% |
|
$5 |
| |
|
|
|
|
|
| Money
Market |
0.40% |
|
0.40% |
|
$2,500 |
| Premier
Money Market |
0.55% |
|
0.55% |
|
$10,000 |
| Premier
Deluxe Money Market |
0.80% |
|
0.80% |
|
$25,000 |
| Premier
Elite Money Market |
0.90% |
|
0.90% |
|
$50,000 |
| Investor's
Advantage |
1.09% |
|
1.09% |
|
$100,000 |
| |
|
|
|
|
|
| Interest
Checking |
0.10% |
|
0.10% |
|
$1,000 |
| Premier
Checking |
0.15% |
|
0.15% |
|
$10,000 |
Certificate
Rates effective
February 1, 2010
| Regular
Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.11% |
3.15% |
5
Years |
$500 |
| 2.28% |
2.30% |
3
Years |
$500 |
| 1.93% |
1.95% |
2
Years |
$500 |
| 1.19% |
1.20% |
1
Year |
$500 |
| 0.95% |
0.95% |
6
Months |
$500 |
| |
|
|
|
| Premier
Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.15% |
3.20% |
5
Years |
$10,000 |
| 2.33% |
2.36% |
3
Years |
$10,000 |
| 1.98% |
2.00% |
2
Years |
$10,000 |
| 1.24% |
1.25% |
1
Year |
$10,000 |
| 1.09% |
1.10% |
6
Months |
$10,000 |
| |
|
|
|
| Executive Savings Certificate |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.25% |
3.30% |
5
Years |
$100,000 |
| 2.42% |
2.45% |
3
Years |
$100,000 |
| 2.08% |
2.10% |
2
Years |
$100,000 |
| 1.34% |
1.35% |
1
Year |
$100,000 |
| 1.19% |
1.20% |
6
Months |
$100,000 |
| |
|
|
|
| Traditional
IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.15% |
3.20% |
5
Years |
$500 |
| 2.33% |
2.36% |
3
Years |
$500 |
| 1.98% |
2.00% |
2
Years |
$500 |
| 1.24% |
1.25% |
1
Year |
$500 |
| |
|
|
|
| Traditional
Executive IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.25% |
3.30% |
5
Years |
$100,000 |
| 2.42% |
2.45% |
3
Years |
$100,000 |
| 2.08% |
2.10% |
2
Years |
$100,000 |
| 1.34% |
1.35% |
1
Year |
$100,000 |
| |
|
|
|
| Roth
IRA and Coverdell Education Savings Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.15% |
3.20% |
5
Years |
$500 |
| 2.33% |
2.36% |
3
Years |
$500 |
| 1.98% |
2.00% |
2
Years |
$500 |
| 1.24% |
1.25% |
1
Year |
$500 |
| |
|
|
|
| Roth
Executive IRA Certificates |
| RATE |
APY* |
TERM |
MINIMUM
DEPOSIT |
| 3.25% |
3.30% |
5
Years |
$100,000 |
| 2.42% |
2.45% |
3
Years |
$100,000 |
| 2.08% |
2.10% |
2
Years |
$100,000 |
| 1.34% |
1.35% |
1
Year |
$100,000 |
| |
|
|
|
Your
savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government
*APY=Annual Percentage Yield. Fees or other conditions could reduce earnings. Terms and conditions subject to change. Rates may vary.
|
|
